PIA National is — on your behalf — responding to the growing cyber crisis. It’s a new program called Cyber 101 and is an educational resource created by PIA and The PIA Partnership. The purpose is to educate you — the PIA member — on cyber security issues. You are then encouraged to pass your knowledge onto your clients.
Why? Most small businesses think only large businesses are ripe for a cyber-attack. That — of course — is not true. The PIA course looks at the seven most common cyber risks faced by small and mid-sized businesses. Chances are many — if not most — of your clients fit that definition.
The courses look at the business practices and insurance coverages that can reduce those risks.
Nicole Carter is the manager of agent/broker relations for Liberty Mutual and is the chair of the PIA Partnership. Carter said, “Agents and carriers have tiptoed into the cyber arena for a number of years. The age of wading slowly is over. Agents need the same level of expertise and competence about cyber that they have with other areas of risk and insurance. Their clients increasingly expect it. Our hope is that by elevating this resource, we can create a greater sense of urgency, a call to action to ‘insure yourself, then educate and protect your customers,’” she said.
ABA Insurance Services (ABAIS) has partnered with the PIA to put on the programs. David Rupnow is ABAIS’ Senior Product Manager. He agrees with Carter and said, “Many small and mid-sized business owners and operators do not understand the many ways that their businesses can suffer a cyber-related loss. Because so many people are affected by the data breaches at very large companies, news reports often focus on these events. However, our experience shows us that small businesses are also at risk, and not just from data breaches.”
In December, the program focused on fraudulent funds transfers. The January course looked at extortion/ransomware. You can access your PIA account and watch both of the courses if you missed them. Once you’ve logged into your account click here to access the Cyber 101 page.
The classes run about an hour. You can also — once you’ve logged into your account — register for the upcoming classes. The next one is Tuesday, February 27th.
Click here to register for the next course.
Here are the dates and times of the upcoming classes:
• Social engineering — Tuesday, February 27, 11am Pacific time
• Business interruption — Tuesday, March 27, 11am Pacific time
• Data breach/privacy — Tuesday, May 1, 11am Pacific time
• Network security — Tuesday, June 5, 11am Pacific time
• Website media liability — Tuesday, July 10, 11am Pacific time
You definitely need to register. Carter added the biggest cyber threat is complacency. “Cyber 101 is designed to get the message out to agents, brokers and everyone. The Cyber threat is real, it’s growing, and everyone needs to ensure that they are protecting themselves appropriately.”
Register today — or soon. The courses are at no charge.
Click here to register.