Home | Print Page | Contact Us | Sign In | Register
E&O Coverage For Your Agency
Share |

 

 Q: How can I earn 10% off my agents' E&O premium?

A:  There are 3 ways you can earn a percentage off your agents' errors and omissions premium

1.  You conduct an annual exposure analysis program reviewed by Utica underwriters (5% credit)

2.  Professional training & development of your staff

3.  Attendance at an approved E&O seminar (5% credit)

Any questions, contact Kim Cottrell - (888) 846.4466 or email below.

 

xxxxxxxxxx     

 

 

 

 

Q:  Where is this program available?

A:  This program is available in Arizona, Idaho, Montana, Nevada, New Mexico, Oregon and Washington only.

 

Q:  Why Utica?

A:  Utica is the only company that separates property and casualty E&O from life and health E&O. Both Utica Mutual and Utica Life & Health are specifically geared toward that type of agency. Utica has been providing agent E&O coverage for more than 40 years and has nearly $2-billion dollars in assets. They continue to be one of the standard bearers in the industry, offering a superior product at a competitive price.

 

Q:  What does the Utica policies include?

  • Full prior acts
  • Defense costs in addition to limits of liability
  • First-dollar defense coverage
  • Optional loss and litigation deductible and an aggregate deductible that caps your annual deductible exposure
  • Advertising and personal injury coverage
  • 5% loss control credit. Attend a Utica approved 3 hour E&O course for credit
  • 5% credit for Professional Training & Development. 60% or more agency staff achieve recognized designations including CPSR, CISR, ACSR, CPCU, CIC, and CPIA
  • Flexible payment plans and an A+ claims department
  • Optional Coverage's include-Financial products coverage, real-estate coverage, mutual funds and variable annuities, and employment practices liability
  • Optional extended reporting periods that reinstate the aggregate and offer options of as long as 10 years

 

xUtica - Life and Health E&O


xxxxxxxxxx

 

Q:  Where is this program available?

 

A: This program is available in Arizona, Idaho, Montana, Nevada, New Mexico, Oregon and Washington only.

 

 

Q:  What does the policy cover?

 

A:  In addition to providing quality E&O insurance for P&C agents, Utica also sets the standards of E&O protection for life and health agents. Policy highlights include the following:

  • Full prior acts.
  • Defense costs in addition to limits of liability.
  • First-dollar defense coverage.
  • Optional extended reporting periods that reinstate the aggregate and offer options of as long as 10 years.


xxxxxxxxxx

 

Q:  Where is this program available?

 

A: This program is available in Idaho, Montana, Oregon and Washington only.


Q:  Why Liberty Mutual?

A:  Liberty has been providing E&O coverage to insurance professionals for more than 25 years. With more than $2 billion in assets, Liberty offers a flexible E&O plan to fit all of your needs. Liberty has one of the broadest policy forms available in today's market.

  • Full Prior Acts
  • First Dollar Defense
  • Defense outside the limits
  • Claims advice line with dedicated, experienced claims adjusters
  • Flexible limit and deductible options
  • Flexible rating plans
  • Superior Service

 

 

xxxxxxxxxx

 

Q:  Where is this program available?

A: This program is available in ALL STATES.

 

Q:  Why CITA?

A:  CITA Insurance Services professionals have been in business for over 30 years and specialize in smaller Independent P&C agencies with $5 million or less in annual revenue and 30 or fewer staff members.

 

Q:  What are the benefits?

  • Low Capped Deductible (2x Aggregate):
    Reduces exposures to aggregate claims in an E&O policy period

  • Specified Provider Deductible Option:
    Lower deductible option for E&O Claims arising from business through an agency’s top carrier

  • 80/20 Consent to Settle Option:
    Minimizes the risk of out of pocket expenses

  • Diminishing Deductible:
    Deductible reduction applies when you are claim free and renew your policy

  • Individual policy:
    Ensures that you don’t share your policy with anyone else!

  • Defense Costs Outside the Limits of Liability:
    Defense Costs will not reduce your policy limits of liability

  • First Dollar Defense:
    Your deductible does not apply to defense costs


  • Excellent Claims Adjudication
  • Association membership is considered for discounted or preferred rates.

CITA’s Errors and Omissions Insurance for Insurance Agents is written on an admitted basis with an A+ XV rating by A.M. Best Company in all states.


Specialty Markets

     "Call me...I am able to quote from several markets iiiiiiifor hard to place or start-up programs."

iiiiiiii(888) 246.4466 x 112

 

A special thank you to our KKlub Members for their support.