Current Market Access program members - Have a question?
Contact Insure Zone directly at(866) 243-5934
Q: What is the PIA Market Acess Program?
A: The PIA Market Access Program (MAP) provides PIA member agents with fast and easy access to preferred commercial lines from "A” rated (or better) admitted carriers offering competitive pricing and excellent commissions.
The MAP lets you research, quote, bind, and manage your business with robust technology for both Personal and Commercial Lines to help you grow your book of business.
Q: Do you have to be a PIA Memberto take advantage of the Market Access Program?
A: Yes. PIA membership is a pre-requisite to enjoy the many benefits and features of the program.
Q: What is the qualifying criteria to become a member?
A: In order to maintain a high level of agency interaction and quality results for carrier partners, we have a few requirements for new and existing members.
$45 First Month Fee - This fee is non-refundable and it covers enrollment fees, background check, license review and first monthly fee
$5,000 monthly new premium requirement
Favorable credit history
PIA Membership Is Required-If you are not a PIA member, please contact PIA to join today.
Experience - Minimum of three years of experience selling commercial property/casualty insurance for commercial lines access and one year of experience selling personal property/casualty insurance for personal lines access
Review of past three years of E&O losses and experience
Current E&O Insurance from an AM Best A-Rated carrier with a minimum limit of $1,000,000 per occurrence and a minimum limit of $1,000,000 per aggregate. Binders and certificates of insurance will be accepted for temporary proof only. We require a copy of the full policy declarations page for the annual term of the policy. We currently do not accept E&O from the following carriers due to coverage limitations: Everest, Mercer, National Casualty Co, E&O written through carriers purchased on the website E&O for Less or on NAPA paper. No exceptions.
Unfortunately, not everyone who applies to work with the PIA Market Access Program will be approved. Some carriers may require a separate and/or additional approval process.
Q: What documentation will I need for the application process?
A:Before you begin your application process, please take a moment to gather some required documentation:
Agent License Number, for all states licensed
List of all agency W2 and 1099 employees
Agency Federal Tax ID and/or SSN of owner
E&O dec page, expiration date, and limits
Carrier Experience Reports for your top five carriers for the last three years showing premium written and loss reports
Q: How long is the approval process? Then what happens?
A: Approval generally takes 5-7 working days. Once you are qualified, you will be sent a PIA Market AccessProducer Agreement to sign and return. At such time, you will be requested to attend a 1-hour online Orientation. Then you’ll be off and running in no time!
Q: What are the benefits of being part of PIA's Market Access Program?
Access to more than 50 carriers
Higher Commission rates. As a member of the PIA Western Alliance, you would enjoy up to an additional 2%
Real time online rating for Personal and Commercial Lines
Back office support and professional servicing (Underwriting, Policy Servicing and Accounting)
Streamlined technology with custom dashboard and reporting tool at your fingertips
You keep your book of business
PLUS: PIA MEMBERS receive 2 months free to try it out. Up to a $180 value! $45 application applies.