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Market Access Program
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Market Access and Comparative Raters for PIA Members

Wholesale market access program that will help PIA members access over 50 nationwide and specialty personal and commercial lines markets from a number of admitted “A” or better-rated companies. Agents submitting applications through the platform can receive quotes from many of these companies through a technologically advanced personal and commercial lines rater.

Current Market Access program members - Have a question?

Contact Insure Zone directly at (866) 243-5934 



Q: How do I get started with the Market Access Program with Insure Zone?

A:  Tap here to start the application process.


Q:  What is the PIA Market Access Program?

A:  The PIA Market Access Program (MAP) provides PIA member agents with fast and easy access to preferred commercial lines from "A” rated (or better) admitted carriers offering competitive pricing and excellent commissions.

The MAP lets you research, quote, bind, and manage your business with robust technology for both Personal and Commercial Lines to help you grow your book of business. 


Grow your book of business with:

  •  Access to more than 50 national and specialty carriers
  •  Real-time rating for personal and commercial lines
  •  Ownership of your book of business and no exit fees
  •  Two free months of service and thereafter low monthly access fees
  •  Higher PIA member commission rates


Q: What if I have my own carrier appointments?

A:  Sign up for the PIA Market Access "Best of Both Worlds" Program where agents have the opportunity to rate p/l and c/l business from their existing carrier contracts and InsureZone contracts within the same platform. Agents retain 100% of commission from business written through their own agency contracts.


 Q:  Do you have to be a PIA Member to take advantage of the Market Access Program?

A:  Yes.  PIA membership is a pre-requisite to enjoy the many benefits and features of the program.

Q:  What is the qualifying criteria to become a member?

A: In order to maintain a high level of agency interaction and quality results for carrier partners, we have a few requirements for new and existing members.

  • $45 First Month Fee - This fee is non-refundable and it covers enrollment fees, background check, license review and first monthly fee
  • $5,000 monthly new premium requirement
  • Favorable credit history
  • PIA Membership Is Required-If you are not a PIA member, please contact PIA to join today.
  • Experience - Minimum of three years of experience selling commercial property/casualty insurance for commercial lines access and one year of experience selling personal property/casualty insurance for personal lines access
  • Review of past three years of E&O losses and experience
  • Current E&O Insurance from an AM Best A-Rated carrier with a minimum limit of $1,000,000 per occurrence and a minimum limit of $1,000,000 per aggregate. Binders and certificates of insurance will be accepted for temporary proof only. We require a copy of the full policy declarations page for the annual term of the policy. We currently do not accept E&O from the following carriers due to coverage limitations: Everest, Mercer, National Casualty Co, E&O written through carriers purchased on the website E&O for Less or on NAPA paper. No exceptions.

Unfortunately, not everyone who applies to work with the PIA Market Access Program will be approved. Some carriers may require a separate and/or additional approval process.

Membership Termination Policy DOWNLOAD PDF FILE HERE

Q: What documentation will I need for the application process?

A:  Before you begin your application process, please take a moment to gather some required documentation:

  • Agent License Number, for all states licensed
  • List of all agency W2 and 1099 employees
  • Agency Federal Tax ID and/or SSN of owner
  • E&O dec page, expiration date, and limits
  • Carrier Experience Reports for your top five carriers for the last three years showing premium written and loss reports


Q: How long is the approval process?  Then what happens?

A:  Approval generally takes 5-7 working days. Once you are qualified, you will be sent a PIA Market Access Producer Agreement to sign and return. At such time, you will be requested to attend a 1-hour online Orientation. Then you’ll be off and running in no time!


Q:  What are the benefits of being part of PIA's Market Access Program?

  • Access to more than 50 carriers
  • Higher Commission rates. As a member of the PIA Western Alliance, you would enjoy up to an additional 2%
  • Real time online rating for Personal and Commercial Lines
  • Back office support and professional servicing (Underwriting, Policy Servicing and Accounting)
  • Streamlined technology with custom dashboard and reporting tool at your fingertips

  • You keep your book of business

  • PLUS: PIA MEMBERS receive 2 months free to try it outUp to a $180 value! $45 application applies.


Q: How do I get started with the Market Access Program with Insure Zone?

A:  Tap here to start the application process.


Need more reasons to become a member? 

This is what our members have to say.

Visit the PIA Membership complete benefits page.


Step 1:  Become a member

You must first be a member of the PIA Western Alliance to receive the reduced monthly fees, higher commissions and 2 months free benefits.

Have questions before you start?  Call us: (888) 246.4466


Ready to apply?


Print out a membership form instead of registering online


Ready to sign up for the Market Access Program?

Step 2: Sign up for the PIA Market Access Program

Membership Termination Policy DOWNLOAD PDF FILE HERE

A special thank you to our KKlub Members for their support.